Your last invoice always comes
Net‑90.
Let's make it Net‑10.
Every project, draw, pay app, bill, and conversation — in one place. Net-90 is the operating system for your build, so you stop chasing paper and start getting paid.
The all-in-one contractors have been running on spreadsheets and text threads
Figures illustrative during early access.
You built the whole thing. Now you wait 90 days for the check.
The work is done. The last invoice sits in someone's inbox. Meanwhile your books live in one app, your draws in a spreadsheet, your subs in a group text, and your lien deadlines in your head. That gap is where cash — and sleep — disappears.
- Pay apps rebuilt by hand in Excel every month
- Draw schedules that don't match the SOV
- Sub invoices and lien waivers in a paper pile
- "Where's that RFI?" buried in email
- No idea what the job actually made until it's over
- Chasing the final check for 90 days
- Pay apps & AIA draws generated in one click
- SOV, change orders & draws that always reconcile
- Vendor bills, payments & waivers tracked to paid
- Every RFI, log & email linked to the project
- Live profit & cash flow on every job
- Bill the day you finish — collect Net-10
Everything you run a job with, finally under one roof.
Click through the platform. No integrations to duct-tape, no data re-entry — just the tools contractors actually use, talking to each other.
The project hub that ends the tab-juggling.
Draws, SOV, change orders, RFIs, field logs, punch lists, tasks, and documents — one workspace per job, with live budget and profit at the top.
- Live contract value & % complete
- Change orders that update the SOV automatically
- Read-only client share links
Pay apps & draws in a click — not a weekend.
Your schedule of values, this period's billing, and stored materials flow straight into a lender-ready pay app or AIA G702/G703. Finalize, email the lender, roll over to next month.
- Continuation sheets that always reconcile
- Conditional & unconditional lien waivers auto-generated
- Email the full draw package with one button
A bid pipeline that turns into projects.
Drag bids across your pipeline, build estimates on a fast spreadsheet grid, send branded proposals, and convert a win into a live project — client and contract carried over.
- Kanban pipeline with win/loss analytics
- Lump-sum or detailed line-item estimates
- 6-page branded proposal PDF
$840k
$1.2M
$3.1M
$2.4M
Vendor bills, payments, and 1099s — tracked to paid.
Every sub invoice moves Draft → Submitted → Approved → Paid, with a payments ledger behind it. Waivers collected, retention tracked, 1099 export ready at year end.
- Partial payments & retention handled correctly
- Lien waiver status on every vendor
- One-click 1099 export from the payment ledger
Your real cash position, wired in.
Connect your bank and see total cash, money in, money out, and net across every account. Match transactions to jobs so you always know what the business — and each build — actually has.
- Secure bank connections via Plaid
- Money-in / money-out at a glance
- Searchable transactions, tied to projects
The conversation lives with the job.
Connect your email and calendar. File any message to a project or client, turn an email into a task or an event, and keep the client in the loop with share links — no more "which thread was that in?"
- Email & calendar linked to every project
- Email → task, email → calendar in one click
- Client statements & updates sent from inside the job
Three fewer weeks of waiting on every job.
Bill the day you finish
Pay apps and draws generate straight from your SOV and this period's work. Send it clean, send it same-day — no month-end scramble.
Give them nothing to question
Lien waivers, backup, and a reconciled continuation sheet ride along automatically. Fewer questions means faster approvals.
Follow up on autopilot
Net-90 tracks what's outstanding and nudges the next touch, so the final check never sits for 90 days again.
One subscription. The whole toolbox.
Draws & SOV
Schedule of values, continuation sheets, stored materials, finalize & roll over.
Change orders
Approve once — it bumps the contract, updates the SOV, and creates the task.
RFIs
Track questions and response due dates so nothing stalls the field.
Field & daily logs
Daily logs roll up into weekly reports — with an AI summary if you want it.
Punch lists
Close out the job with tracked punch items and a clean handoff.
Lien waivers
Conditional & unconditional, generated and tracked to collected.
1099 export
Year-end 1099s straight from your vendor payment ledger.
Client portals
Read-only share links keep owners informed without giving up control.
Banking
Real cash position across accounts, matched to jobs, via Plaid.
CRM & follow-ups
Leads to repeat clients, with follow-up reminders that actually fire.
Calendar
Milestones, deadlines, and your real calendar in one view.
AI assistant
Draft emails, summarize weeks, analyze draws, and read invoices for you.
What are 90-day payment terms costing you?
Slide in your numbers. See the cash that's stuck in other people's inboxes — and what pulling it forward is worth.
Estimate only — for illustration, not financial advice.
"Our last draw used to sit for three months. Now the pay app, the waivers, and the backup go out the same day we finish — and the money follows."
One plan. Everything. No games.
No per-seat fees, no module upsells, no setup charge. Every feature Net-90 has, for one flat price.
Your whole company. Every job. Every tool on this page.
Get started Cancel anytime · your data is yours- Unlimited projects & users
- Draws, pay apps & AIA G702/G703
- Bid pipeline & branded proposals
- Vendor bills, payments & 1099 export
- Lien waivers & NV pre-lien tracking
- Bank connections & cash flow
- Email, calendar & client portals
- AI assistant across the platform
The stuff contractors ask us.
Because in construction, the last invoice on a job always seems to come in at Net-90 — you finish the work and wait three months for the check. It's the joke everyone in the trade knows. We built Net-90 to end it and get you to Net-10.
No. Start with one active job or your next bid. Import clients and subs from CSV whenever you're ready. Net-90 is useful on day one, not day ninety.
Yes. One flat price for your whole company — unlimited projects and users, every module on this page, including the AI features and bank connections. No per-seat fees, no upsells.
Net-90 runs your projects, billing, draws, and cash visibility. Keep your accountant's ledger where it is — Net-90 gives you the pay apps, waivers, payment tracking, and 1099 export that live in the construction side of the business.
Bank connections run through Plaid, and access tokens are encrypted at rest. Net-90 reads balances and transactions — it never moves your money.
Yes. Send a read-only share link. Owners and lenders see the progress you choose to share — no account, no access to anything else.
Stop chasing checks.
Start building on Net-10.
Bring your next job into Net-90 and see the difference on your first draw.